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Valuing your disposable assets is a useful first step in managing personal debts because these could be sold to reduce he burden. Make a list and include:

• Property investments
• Stocks & Shares
• Antiquities & collectables
• Savings accounts
• Premium Bonds
• Leisure equipments – cameras, bikes, snowboards etc.
• Cars, motorbikes, boats

Car owners can unknowingly have large amounts of equity locked up in their vehicle, even if was bought with finance or hire purchase. What you will finally receive v. If the car was bought on finance a long time ago you may well have paid off most of the loan. If you acquired your car on a lease agreement the rules are entirely different. Find our how much you owe on your car by contacting the company for a balance. Repossession is the last resort of lenders who would prefer you sold your car to a dealer who will settle the balance including any missing payments.

Selling a car for cash, particularly if it needs to be done quickly, often means taking less than the car is really worth. Your local dealer will only want your old car if you buy a brand new one at full list price. So few people now read local newspapers than private classified advertising of used cars is often a waste of time.

Websites such as Sellmycar4cash buy used cars to use as stock for main dealers and offer to value and buy your car quickly without any fees or risk. Values can only be ontained on cars newer than 7 years and under 100 k mileage. Record all the deatils of your second hand car on the webpage form and a representative will call you back with a cash offer. Agreement of valuation would result in a call to make an appointment to meet, pay for and collect the car. If agreement is reached on the value of the car you are selling the next step is to arrange the meeting to view and pay.

With gasoline prices steadily on the rise, many commuters are finding it more and more difficult to justify spending their hard earned dollars on the high cost of fuel rather than other necessities, including food and electricity.  With that in mind, there are five simple steps that you can take to help stretch your dollar a little bit farther when it comes to your car’s fuel consumption.

Carpool.If you have kids who are in school, consider sharing the driving responsibility with other mothers that live nearby. This is especially helpful if you can alternate days. Perhaps you would drive the children on Monday and Wednesday, while the other women fill in on the rest of the weekdays. This will save you money on gasoline and will also make the children’s ride to school a lot of fun because they will be riding with friends. The same is true of commuters on their way to work, who can share in the responsibility and costs of driving amongst one another.

Buy a small vehicle.  If you own an SUV or other large vehicle, your gas mileage per gallon will be less than if you were to own a smaller car. As a general rule, larger vehicles just normally use more fuel. If you want to save money on the cost of fuel, buying a smaller car is a good start.

Purchase a hybrid car.  These cars are fairly new on the market and are still quite expensive, but many find the benefits outweigh the high cost when they figure in their savings on fuel. Hybrid cars usually get better gas mileage per gallon and this results in big savings for the possessor.

Turn off the ignition.  If you are stuck in traffic that is moving about an inch per minute, then just put the car in park and turn the ignition off. While sitting in traffic, you are just using more and more gasoline and aren’t really getting anywhere. Rather than waste, try to save money by not leaving your car running in parking lots or your driveway. If you are going to a store for a minute, take the time to turn the engine off. In addition to saving on gasoline, you will be ensuring that your car isn’t stolen by turning off the ignition and taking your keys inside the store with you. Many people would be surprised to know how many shoppers actually leave their car running while in the store.

Walk. If your house is near by store, walk instead of driving. This will save not only in the price of your car’s gasoline, but also in the general everyday servicing that your car receives by being out on the road. No to mention, walking is good exercise and is generally safe for most people. So why not walk off some of those pesky winter pounds and save some money on gasoline in the process.

The aforementioned tips are five of the most popular to help you save some extra money where fuel is concerned. Some of the more obvious ways are to stock up when gasoline prices are low. If you get $10 or $15 worth of gasoline every few days, you may get a good price one day and a terrible cost per gallon during the next round. 

However, if you fill up your car’s gasoline tank while prices are still low, you will be sure to get the best deal possible. Not only that, but you may also end up saving some time at the gas pump when all of the other consumers are waiting in line to fill up before the prices go even higher.